Monthly transaction volume on crypto-linked debit and credit cards has surged by about 230% from 2025, underlining how digital assets are moving from trading platforms into everyday payments. Cumulative crypto card payment volume has reached approximately $7.8 billion this month, according to market research cited by The Kobeissi Letter, as stablecoins become easier to spend through traditional card networks.
Cards become the bridge
The growth shows that crypto payments are not replacing Visa and Mastercard rails, but increasingly using them. Consumers can spend stablecoins and other digital assets at ordinary merchants, while the card infrastructure handles conversion and settlement behind the scenes. This makes adoption easier because shops do not need new crypto-specific payment systems.
Stablecoins drive adoption
Stablecoins are central to the trend because they reduce the volatility problem associated with Bitcoin and other cryptocurrencies. Users can hold dollar-linked digital assets and spend them through a card in the same way they would use fiat balances. That practical use case is helping crypto cards move beyond early adopters.
Visa dominates the flow
Visa is estimated to capture around 90% of crypto card transactions through partnerships with on-chain companies and crypto payment providers. This highlights a broader pattern: established payment networks are becoming infrastructure partners for crypto firms rather than being displaced by them.
Everyday categories matter
The strongest signal is not speculative trading, but consumer spending. Grocery purchases, restaurants and online shopping are among the leading categories for crypto card use. That suggests crypto-linked cards are becoming part of normal payment behaviour, especially for users who already hold stablecoins or receive income through digital-asset channels.
A payments market turning point
The 230% rise in monthly volume points to a structural shift in digital finance. Crypto cards are turning stablecoins into spendable balances, connecting blockchain liquidity with mainstream commerce. For fintechs, banks and payment networks, the message is clear: the next phase of crypto adoption may be less about speculation and more about payments, settlement and daily financial utility.
Newshub Editorial in Global – 28 May 2026
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