Digital and neobanks are demonstrating resilience in a turbulent macro environment, with customer adoption and product innovation offsetting broader market uncertainty.
Neobanks gaining ground
Recent surveys show strong growth in digital account openings across Europe and Asia, even as traditional banks report weaker lending margins. Lower overheads and digital-first strategies allow neobanks to capture younger demographics.
Investor interest remains solid
Despite volatile markets, venture capital flows into fintech remain steady. Analysts highlight that platforms offering micro-loans and cross-border payment solutions are particularly well positioned.
Outlook
As rate-cut expectations grow globally, neobanks could benefit from increased lending activity and consumer appetite for flexible credit. The sector remains a bright spot in an otherwise unsettled financial landscape.
REFH – Newshub, 26 August 2025
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